How Your Healthcare Needs Change After Age 65
As your healthcare needs evolve, your Medicare coverage should evolve with them. The plan that met your needs when you first enrolled may not be the best fit several years later.
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Testimonials
Here’s what our clients say about our service…
Well, I contribute that to having a great mentor. You inspire me to be the best I could be, DARRELL. I’m so happy Annie introduced me to you and I’m a part of a great team.
Lisa K.
Yucca Valley, CA
Working with Darrell has been a turning point in my journey as an independent Medicare insurance broker. His expert guidance and genuine support helped me sharpen my strategy and serve more clients. A standout moment was when he invited me to camp with him at a Medicare table—enrolling 4 people and having my best day yet. Grateful for…
Michael W.
Highland, CA
Working with Darrell has been a turning point in my journey as an independent Medicare insurance broker. His expert guidance and genuine support helped me sharpen my strategy and serve more clients. A standout moment was when he invited me to camp with him at a Medicare table—enrolling 4 people and having my best day yet. Grateful for his mentorship and the results it’s delivering.
Michael W.
Highland, CA
Thank you for always pushing me to be my best! Wanted to throw in the towel several times but I wanted to reach my goal which made me keep going!
Keisha W.S.
Ontario, CA
March of 2022 I decided to become an Independent Broker where I had the opportunity to join Darrell’s Team through Select Advantage Insurance Services!
…
Christie W.
Highland, CA
March of 2022 I decided to become an Independent Broker where I had the opportunity to join Darrell’s Team through Select Advantage Insurance Services!
For the past 20 + years I have known Darrell and knew right from the get go I was in the best hands in transitioning to an Independent Broker. Darrell paved a way for me in guiding all my first moves with AGA, inviting me to carrier social events & introducing me to key people, setting me up with Health plan opportunities/camping events”.
I am truly grateful for his knowledge and support as I am now on my second year of becoming a broker. The relationships he has built through years makes me proud to introduce myself under Select Advantage Insurance Services as he is very well known in the industry and much respected.
Christie W.
Highland, CA
Articles and Information
Medicare Coverage You May Not Be Using
Your Medicare coverage may include coverage and services that you aren’t taking full advantage of. Understanding what’s available can help you improve your health while getting more value from your plan.
Annual Medicare Plan Reviews: Why They Matter More Than You Think
Your healthcare needs change over time, and so do Medicare plans. That’s why an annual Medicare plan review is one of the most valuable steps you can take to ensure you’re getting the coverage that best fits your needs.
Medicare for the Newly Single: What Widows and Widowers Should Review
Losing a spouse is an emotional experience, and healthcare and financial decisions may be the last things on your mind. However, becoming newly single can affect many aspects of your financial and healthcare planning.
The Medicare Decisions You Make in Your 60s That Can Affect Your 70s and 80s
The Medicare choices you make in your 60s may affect your costs, coverage, and flexibility for years to come. Taking time to understand your options before making a decision can help you avoid surprises later.
What Changes Can You Make During Medicare’s Annual Election Period?
From October 15 through December 7, you can review, change, or update your Medicare coverage. This window is essential for making sure your healthcare coverage fits your needs and budget.
Preparing for Healthcare Scenarios You Didn’t Expect
One useful way to approach Medicare planning is to play the “What If?” game. Thinking through hypothetical situations can help you consider whether your current coverage provides the flexibility you may need in the future.
What’s New with Medicare Part D in 2027?
In 2027, the overall structure of Part D is staying largely the same, but beneficiaries may see changes to deductibles, out of pocket costs, drug prices and monthly costs.
Medicare AEP Starts October 15: What Should You Review Before Making a Decision?
Medicare’s Annual Election Period (AEP) begins October 15 and continues through December 7. During this period, Medicare beneficiaries have an opportunity to review their current coverage and make certain changes for the coming year.
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